What Are My Chances of Suing an Insurance Company Without an Attorney?

What Are My Chances of Suing an Insurance Company Without an Attorney?

Most auto accident cases are settled without the involvement of an attorney, especially when it comes to suing the insurance company. To ensure that you get the compensation you deserve, you should consult one of our Deldar Legal Injury Attorneys in California.

Serious injuries are common in accidents, resulting in expensive surgeries and subsequent treatment. An accident may result in the death of a family member in certain circumstances. Regardless of how thorough your research is, it is not recommended that you represent yourself without the assistance of an attorney. 

Do I Need a Lawyer to Sue an Insurance Company?

If you are considering hiring a lawyer or accepting a settlement offer, you need to look at several things:

  • The Severity of Your Injuries

The settlement process is relatively simple if you are injured in a dog attack or have mild wounds from a parking lot slip and fall accident. It may not be hard for the insurance provider to agree to pay for your medical bills and, if necessary, loss of property.

However, some occurrences may cause more catastrophic injuries, such as brain damage, spinal cord injury, or paralysis. The expense of surgical procedures and other medications used to treat such injuries is high. An insurance company can offer you a settlement that doesn’t account for all of the chronic ailments you’ve developed as a result of the accident.

As a result, before selecting what steps to follow, a personal injury lawyer can assist in assessing the issue. 

  • Sufficiency of the Evidence

In order to submit a successful insurance claim, you have to provide sufficient proof, especially when the amount is significant. The following methods can be used to gather evidence:

  • Medical receipts
  • Pictures of injury
  • Evidence provided by eyewitnesses
  • Medic’s report
  • The report of the police

A court or insurer may presume that you are lying about your injuries when there is no evidence to support your claim. Get in touch with an attorney at Deldar Legal Injury Attorneys if you cannot obtain sufficient evidence for your case on your own.

  • Documentation That Proves the Other Driver is at Fault

Despite the fact that it is frequently evident that the other vehicle was at fault, not everyone will admit it to you and the police. Once the case police officers write the admission in their report, your matter may be straightforward to address without the need of a lawyer.

Nevertheless, when car incidents happen, there is always a discussion about who is accountable. Almost invariably, the opposing motorist will file a rebuttal, particularly if the cause of the accident is uncertain. So because another driver is likely to have a lawyer on their side, legal guidance is beneficial in these cases.

If you don’t even have enough evidence, don’t submit a claim against someone else’s insurance company.

  • Making Insurance Company Accept It’s Responsibility

You can proceed with your claim if the other driver’s insurer has completely acknowledged guilt. Ascertain that the statement is written down and that there are eyewitnesses present.

Don’t be too quick to believe the insurance company’s first settlement offer. You could accept a settlement that isn’t enough to compensate you for all of your losses. Allowing our attorneys to handle your case will allow them to protect your rights and fight for a reasonable deal that covers all of your damages, including:

  • Having lost companionship and consortium
  • The cost of medical care and therapy
  • Out-of-pocket expenses for medical care
  • The feeling of emotional distress and dissatisfaction with life
  • Inability to earn a living
  • Compensation for physical and emotional distress (according to the Legal Information Institute (LII))
  • An inability to earn an income in the future.
  • Valuation of Damages Capacity

Do you really have a strategy for calculating the genuine value of your injuries that you can trust? An attorney can help you if your answer is ‘No’. Although there’s no easy formula for calculating your damages, it is in your best interests to underestimate them.

Personal injury attorneys are well-versed in the law and skilled at deciphering the complicated legal system. As a consequence, even if you sue an insurance provider without hiring a lawyer, you could need one.

  • Ability to Negotiate

After evaluating your total damages, you must submit a formal claim to your insurer. You need to include the following documents with the demand claim:

  • The cost of medical treatment
  • Health-related documents
  • Receipts for relevant transactions
  • Evidence in the form of photographs
  • Video evidence
  • The report of the police
  • Eyewitness accounts

Do not even expect a check from your insurance company any time soon. You will almost always have to bargain before receiving recompense.

Minor injuries with small compensation may not demand lengthy conversations with insurance companies and reasonable proposals. Because the insurance payout for small personal injuries is usually straightforward, you may not need to hire a lawyer. However, if you have medical paperwork that shows you’ve fully recovered, it’s a good idea to seek compensation for minor injuries.

You Shouldn’t Sue An Insurance Company Without a Lawyer

You can get the compensation you deserve if you have suffered severe injuries. Legal representation can help you do that. With the assistance of a lawyer, you will receive the best legal advice in order to win complex and costly financial claims for injuries such as:

  • Negligence leading to death
  • Medical malpractice
  • The involvement of children in accidents
  • Defective products: liability
  • Nursing home negligence
  • Vehicles involved in severe accidents

How a Lawyer Can Help You?

Every time an accident occurs, the stakes are always high for the victims. If you want to avoid legal fees, you may be tempted to sue your insurance company without a lawyer. However, Deldar Legal Injury Attorneys have legal advice at every stage of the claim process. A good lawyer can strengthen your case.


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Posted in: Auto Accidents, Personal Injury

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